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Advanced Lipid Testing for Women: The Cholesterol Tests Most Women Are Missing

  • Writer: Dr. Jessica
    Dr. Jessica
  • Oct 7
  • 4 min read

If you or someone you love has ever been told you have high cholesterol, you might assume a the standard blood work your doctor runs tells you everything you need to know. Total cholesterol. LDL. HDL. Triglycerides. Most people stop there.


But here is the truth.

Many women with “normal” results still develop cardiovascular disease.

And many women with “high” cholesterol actually have a much lower risk once we look deeper.


The reason is simple.

It is not just how much cholesterol you have.

It is about the type of particles you carry and how they behave inside your arteries.


Let’s break this down in a way that actually makes sense and gives you real insight into your health.



Why Standard Cholesterol Testing Misses Hidden Risk

A traditional lipid panel measures the amount of cholesterol inside your LDL and HDL particles. What it does not measure:


  • how many LDL particles you have

  • whether those particles are inflaming your arteries

  • whether insulin resistance is shifting your cholesterol pattern

  • how big or small they are

  • whether you have inherited risks that cannot be seen on routine blood work


Two women can have the same LDL level, but one can be low risk and the other high risk. Your LDL number alone cannot tell us which one you are.


This is where advanced lipid testing becomes essential.



Particle Size: The Part That Changes Everything

Not all LDL is the same. Some LDL particles are large and buoyant. Others are small and dense.


Small, dense LDL particles are more likely to:

  • slip into the artery wall

  • trigger inflammation

  • form plaque

  • increase long-term cardiovascular risk


Larger particles do not behave the same way. They are too big to lodge into the artery wall.


This difference never shows up on a basic cholesterol test.




Why LDL Particle Number (LDL-P) Matters More Than LDL Cholesterol (LDL-C)

LDL-C tells you how much cholesterol is inside your LDL particles. LDL-P tells you how many LDL particles are actually circulating. More particles equal more chances to irritate your artery walls.


Studies(PMID:19657464, PMID:12231553) show LDL-P is a stronger predictor of heart disease than LDL-C:


This is why particle testing matters.



Insulin Resistance and Cholesterol Patterns

Here is the part most women never hear. Small, dense LDL particles are strongly linked to insulin resistance.


If you experience:

  • stubborn weight around the midsection

  • elevated fasting insulin

  • cravings

  • irregular cycles or PCOS

  • prediabetes

  • fatigue

  • metabolic concerns


You may also have a higher-risk LDL pattern. Statins can lower LDL cholesterol numbers, but they do not reliably change LDL particle size. This is why someone can take medication and still have hidden cardiovascular risk.


The most effective way to shift cholesterol to a healthier pattern is by improving insulin sensitivity through:

  • balanced nutrition

  • strength training

  • nervous system regulation

  • restorative sleep

  • targeted supplements when needed


When insulin improves, LDL particle size improves, inflammation decreases, and cardiovascular risk drops.



The Cardio Panel and NMR Lipoprofile

The Advanced Testing That Finally Shows Your True Risk

For women in Ontario, I offer a comprehensive advanced cardiovascular panel that reveals the full story behind your cholesterol, inflammation, genetics, and metabolic health. Both tests together cost about $200.


The Cardio Panel Tests the following:

Apolipoprotein A1 (ApoA1): Shows how well your HDL is working to clear cholesterol. Higher levels are protective.


Apolipoprotein B (ApoB): Represents the number of LDL particles in your blood. This is one of the strongest predictors of cardiovascular risk.


hs-CRP: An inflammation marker linked to plaque formation and vascular irritation.


Homocysteine

  • An amino acid that, when elevated, can increase clotting risk and blood vessel inflammation. Often linked to low B12, folate, or B6.


Lipoprotein(a)

  • A genetic form of LDL that increases cardiovascular and clotting risk. Lifestyle and diet do not change it, which makes testing essential.



The NMR Lipoprofile tests the following:

This test gives the deepest insight into how your cholesterol behaves.

LDL Particle Number (LDL-P): A direct count of your LDL particles. More particles equal higher risk.


LDL and HDL Particle Size: Reveals whether you have small, dense LDL (higher risk) or larger, buoyant LDL (lower risk).


Total Cholesterol, LDL-C, HDL-C, Triglycerides: The standard markers included for comparison.


HDL Particle Concentration: Shows how effective your HDL is at removing cholesterol from your arteries.


Insulin Resistance Score: Identifies metabolic changes years before blood sugar or A1c becomes abnormal.




Why This Testing Matters So Much for Women


Women often get dismissed with normal basic labs despite symptoms.


Advanced testing uncovers patterns linked to:

  • family history of heart disease

  • elevated LDL that does not respond to diet or medication

  • PCOS and insulin resistance

  • perimenopause and post menopause shifts

  • thyroid disorders

  • stubborn inflammation

  • metabolic syndrome

  • normal cholesterol but ongoing symptoms


This is how you catch risk early and act early.



Putting It All Together


Cholesterol is not the real story. Particle size, particle number, inflammation, and insulin resistance tell the truth about your cardiovascular risk.


Advanced testing gives you clarity so your treatment can match what your body actually needs. If you have a family history of heart disease, unexplained cholesterol changes, or metabolic concerns, this testing can offer answers that standard blood work cannot see.


If you would like guidance or want to explore whether this panel is right for you, I invite you to book a discovery call. This is a free 10min conversation to discuss if we would be a good fit to work together.



 
 
 

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Dr. Jessica Nesbitt ND

Naturopathic Doctor – Virtual Clinic, Ontario Canada

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Helping women across Ontario uncover hidden hormone and nutrient imbalances through virtual naturopathic care, advanced testing, and individualized support.

The material provided on this website is for information purposes only.

© 2026 Dr. Jessica Nesbitt ND 

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